What Is a Property Survey?

Learn what a property survey shows and why it may matter during a home purchase or refinance.

May 12, 2026 4 min readMortgage Basics

A property survey identifies the boundaries, structures, and certain features of a property. It may be used in real estate transactions to help confirm what is being bought, sold, or financed.

What a property survey may show

  • Property boundaries
  • Lot dimensions
  • Structures and improvements
  • Easements
  • Encroachments
  • Fences
  • Driveways
  • Rights of way
  • Setback lines

Why surveys matter

A survey can help identify issues that may affect property ownership, use, or future improvements. It may also help lenders, title companies, buyers, and homeowners better understand the property.

When a survey may be needed

  • Buying a home
  • Refinancing in certain cases
  • Building an addition
  • Installing a fence
  • Resolving a boundary question
  • Reviewing title or easement concerns

Buying a home and learning about the process?

Survey requirements vary

Not every transaction requires a new survey. Requirements can vary by state, lender, title company, property type, and transaction details.

Understand the steps before you buy or refinance.

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Survey requirements, property boundaries, title matters, and legal implications vary by state and transaction. This article is educational and is not legal advice.

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